National Treasury initiated a project about the perceived need for finance-linked demand-side household subsidies to expand urban homeownership in South Africa for the income group between R3, 500 and R15, 000/month (often referred to as the ‘affordable market’) and the current hindrances to their implementation. The main question the project sought to answer was whether a well-designed demand-side subsidy can work to expand the affordable housing market in South Africa. The workshop therefore sought to confirm the demand for Affordable Housing based on an analysis of market activity in this market segment, understand the impact of Banking regulations on this market and work out how government should intervene.
Agenda (12 May 2016) (102 KB)
Roy Havemann - Policy and Legislative Context: Impact of Credit, Household and Regulatory Issues (762 KB)Nonhlanhla Buthelezi - Legislative and Policy Context (507 KB)HoHousing and Finance Course for Sub-Saharan Africa (2 - 8 October 2016) (701 KB)Mortgage Market Dynamics: DHS SANT Joint Session on Demand Side Subsidies (904 KB)Understanding Housing Markets: South Africa's Metros (1513 KB)